Services
Fixing mistakes on your credit report in exchange for a fee is what we called credit repair services, but it's easier than you'd think to do it yourself.
Does Credit Repair Work?
There are no reliable statistics available to claim to have deleted millions of negative credit entries regarding the effectiveness of credit repair services. Even the impact on their customers' average credit scores has no statistics about credit repair and how many of the average price paid by a credit repair customer or the disputes they file result in deletion.
Because there is nothing, a credit repair company can do that you can't do for yourself, ensuring the accuracy of your credit reports on your own is better. It has always been free. Once seven to ten years old, keep in mind that accurate negative information will automatically be removed from your credit reports.
Because there is nothing, a credit repair company can do that you can't do for yourself, ensuring the accuracy of your credit reports on your own is better. It has always been free. Once seven to ten years old, keep in mind that accurate negative information will automatically be removed from your credit reports.
Contact Credit Repair Florence, KY Company at 859-493-8723 to get free estimates.
How Much Does Credit Repair Cost?
There are two ways credit repair companies generally charge.
Garden-variety subscription service is the first in which at the end of the month, the credit repair company charges your credit card for services performed during the previous month. Between $50 and $100 per month, credit repair subscriptions generally fall somewhere, although there can be outliers. As a paying customer, the credit repair company has a financial incentive to keep you as long as possible with the subscription fee structure.
"Pay per delete." the second method of payment for credit repair. With pay per delete, when an item on your credit report is actually deleted pursuant to their efforts, the credit repair company only charges you. The theory with pay per delete is that it keeps the customer happy because they pay for tangible or visible results, and the credit repair company stays on the right side of the CROA until after results have occurred because they don't charge their customers.
Garden-variety subscription service is the first in which at the end of the month, the credit repair company charges your credit card for services performed during the previous month. Between $50 and $100 per month, credit repair subscriptions generally fall somewhere, although there can be outliers. As a paying customer, the credit repair company has a financial incentive to keep you as long as possible with the subscription fee structure.
"Pay per delete." the second method of payment for credit repair. With pay per delete, when an item on your credit report is actually deleted pursuant to their efforts, the credit repair company only charges you. The theory with pay per delete is that it keeps the customer happy because they pay for tangible or visible results, and the credit repair company stays on the right side of the CROA until after results have occurred because they don't charge their customers.
Contact Credit Repair Florence, KY at 859-493-8723 for free estimates.